A dental benefit plan helps you pay for the cost of your dental care. Generally, a dental benefit plan is a contract between your employer, or plan sponsor, and a third party (insurance company). These contracts vary widely.
We accept many dental insurance plans and will file claims on your behalf. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out of pocket cost. We will do our best to help you understand upfront what your insurance plan will pay and offer options for taking care of any remaining patient balance.
There are many ways in which dental plans are designed and how reimbursement levels are determined. You need to know how your dental plan is designed – and its limitations.
Your dental plan is designed to share in your dental care costs. It may not cover the total cost of your treatment. Many plans cover between 50 to 80 percent of dental services.
Many employers also offer an Health Savings Account or a Flex Benefit Reimbursement account, that can be applied towards dental treatment not covered by a dental benefit plan.
Our office also offers an in-house benefit plan for patients without dental insurance.