A dental benefit plan serves as a financial tool to assist in covering the costs of your dental care. Typically, it operates as a contractual agreement between your employer or plan sponsor and a third-party insurance company. These agreements can vary significantly in their terms and conditions.
Dental plans exhibit diverse designs and mechanisms for determining reimbursement levels. It is imperative that you acquaint yourself with the specific structure and limitations of your dental plan.
While your dental plan aims to contribute to your dental care expenses, it may not cover the entirety of your treatment costs. Typically, most plans provide coverage for approximately 50 to 80 percent of dental services.
Our dedicated team is committed to providing you with comprehensive insights into your insurance plan, ensuring you can maximize your dental benefits. Possessing extensive knowledge and experience, our staff is poised to address any inquiries you may have.
Many employers also extend the option of a Health Savings Account or a Flex Benefit Reimbursement account, which can be utilized to offset the expenses of dental treatments not encompassed by your dental benefits plan.
Should you encounter any queries or concerns regarding your dental plan, including issues pertaining to reimbursement levels, please do not hesitate to reach out to our office or directly communicate with your employer or insurance company.
For further information on dental plans, you may contact The American Dental Association, Council on Dental Benefit Programs, located at 211 East Chicago Avenue, Chicago, IL 60611, or send an email to dentalbenefits@ada.org.
In addition to accommodating dental benefit plans, our office also extends the option of an in-house benefit plan tailored for patients without dental insurance. Please click here to explore our savings plan.