A dental benefit plan helps you pay for the cost of your dental care. Generally, a dental benefit plan is a contract between your employer, or plan sponsor, and a third party (insurance company). These contracts vary widely.
There are many ways in which dental plans are designed and how reimbursement levels are determined. You need to know how your dental plan is designed – and its limitations.
Your dental plan is designed to share in your dental care costs. It may not cover the total cost of your treatment. Many plans cover between 50 to 80 percent of dental services.
We will work to help you understand your insurance plan and maximize your dental benefits. Our staff is very knowledgeable, experienced, and accommodating.
Many employers also offer an Health Savings Account or a Flex Benefit Reimbursement account, that can be applied towards dental treatment not covered by a dental benefit plan.
If you have questions regarding your dental plan, or a problem with a reimbursement level, contact our office or your employer or insurance company.
For additional information regarding dental plans contact The American Dental Association, Council on Dental Benefit Programs, 211 East Chicago Avenue, Chicago, IL 60611, e-mail dentalbenefits@ada.org.
Our office also offers an in-house benefit plan for patients without dental insurance. Click here to view our savings plan.